Vaibhav Vyapaar Limited

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Non-Banking Financial Company (NBFC) · SME IPO · INE1KAA01025

Price band

₹51 – ₹54

Lot size

2000 shares

Min. investment

₹2,16,000

Issue size

₹42 Cr

Face value

₹5

Registrar

Kfin Technologies Ltd.

Issue timeline

Bidding opens

13 Oct 2026

Bidding closes

15 Oct 2026

Allotment

16 Oct 2026

Listing

21 Oct 2026

Subscription

Live subscription · NSE + BSEas of 13-10-2026 17:42

0.18x

overall

164

applications

₹5 Cr

bid value

Category	Sub. (x)	Offered	Bid for	₹ Cr*
Qualified Institutional (QIB)	0x	14,94,000	0	0
Non-Institutional >₹10L (bNII)	0.32x	11,34,000	3,60,000	2
Non-Institutional ₹2–10L (sNII)	0.28x	3,72,000	1,06,000	1
Retail (RII)	0.2x	25,96,000	5,20,000	3
Total	0.18x	55,96,000	9,86,000	5

Combined NSE + BSE subscription, sourced from the exchanges and updated periodically. * bid value approx (shares bid × cut-off price). Final subscription confirmed after the issue closes.

About the company

Vaibhav Vyapaar Limited is a non-banking financial company (NBFC) registered with the Reserve Bank of India (RBI). The company provides unsecured personal loans to salaried and self-employed individuals through its digital lending platform.

Issue details

Issue size

₹42 Cr

Fresh issue

₹42 Cr

Industry

Non-Banking Financial Company (NBFC)

Promoter holding (pre)

100%

Promoter holding (post)

72.34%

Financials (₹ Cr)

Metric	FY 2024	FY 2025	FY 2026
Total income	25.46	25.34	37.64 Cr
EBITDA	5.38	7.07	10.84
Profit after tax	0.45	1.48	1.97 Cr
Net worth	25.74	27.22	29.19 Cr
Total assets	61.18	55.04	84.23
Total borrowing	26.76	22.66	46.80

EPS 0.97P/E 53.61RoE 7.87%RoCE 12.44%

Objects of the issue

Augment the capital base of the company
General Corporate Purpose

Strengths

Technology-driven infrastructure utilizing digital verification and automated credit assessment tools.
Focus on serving retail borrowers, including first-time borrowers and lower-income salaried professionals.

Risks

Dependence on the performance of the digital lending platform.
Regulatory changes affecting the NBFC sector.

Documents

Red Herring Prospectus (RHP)Draft Red Herring Prospectus (DRHP)

Calculate your bid

At cut-off price ₹54

Lots

Shares: 4,000
Amount: ₹2,16,000

Above ₹2,00,000 — this falls under the HNI / NII category, not Retail.

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UPI mandate — funds are blocked, not debited.

SEBI-registered broker — NSE member 90113
Funds stay blocked in your own bank — debited only on allotment
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Min. investment

₹2,16,000

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